Student loan consolidation

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Instructions

Simply replace the unfilled areas such as "[]" and "[date]" with your information.

Dear [name of bank],

I'm repaying my student loans and I find the rates a little high. I'm looking to consolidate them at a lower rate of interest and was wondering what kind of options are available to me.

I've been employed with [name of company] for [length of time]. My current salary is [amount]. Other outstanding loans include the following:

[credit card debt]
[lines of credit]
[car loan]
[any other types of debt]

I can be reached at [phone number] or [email address]. Thank you for your time and attention.

Sincerely,

[name]